Matt Ruhland is the product lead for authorization infrastructure at Lithic, an issuer-processor that helps the world's most ambitious fintechs issue millions of cards and process billions in card transactions annually. Matt has spent the last decade working across the full payments stack, from building acquiring infrastructure at Sysco LABS, to scaling ecommerce risk profiling at Affirm, and is now building the next generation of fraud tooling to secure modern payments at Lithic.