Henry Chan is Chief Compliance Officer at Cybrid, a payments infrastructure company serving fintechs and businesses across the US and Canada. He leads Cybrid’s cross-border compliance program, covering FinCEN/BSA, FINTRAC/PCMLTFA and the Bank of Canada’s Retail Payment Activities Act. Henry has more than 20 years in financial services. Before Cybrid, he was Head of AML Risk and Controls at TD Bank in Toronto. Earlier he held global compliance roles at Tencent and previously served as the Head of AML for HSBC in Hong Kong.