Chithra Ramachandran is an accomplished compliance executive and CAMS-certified leader with over two decades of experience scaling regulatory strategy, risk management, and governance across banking, consumer lending, payments, and fintech. As Chief Compliance Officer at Zolve, she built the enterprise compliance function from the ground up, directing regulatory oversight for innovative consumer credit, deposit, and payment solutions.

In addition to expertise in bank-fintech partnerships, BSA/AML, consumer lending, and regulatory change management, Chithra brings proven expertise in leading regulatory examinations, sponsor bank audits, state licensing exams, and agency remediation exercises. She has also served as a founding compliance advisor in the RegTech space, helping translate complex statutory requirements into AI-driven risk solutions.

Holding a B.S. in Computer Science & Engineering, Chithra bridges the gap between regulatory obligations, cutting-edge technology, and business growth. She regularly advises executive teams and early-stage startups on building scalable, audit-ready compliance management systems.